CARD COMPARISON

Four cards. One clear winner each time.

Rewards, fees, credit lines and perks across the whole Paradise Express lineup — then a straight head-to-head with Gassiot.

Card	Verde Cash MEMBER	Solaris Gold GOLD	Obsidian Reserve RESERVE	Noir Centurion CENTURION	Lambda Sky SKY	Lambda Gold GOLD MEDALLION	Lambda Platinum PLATINUM MEDALLION	Lambda Reserve DIAMOND RESERVE
Annual fee	§0	§250	§1,595	§5,900	§0	§150	§495	§1,795
Points per §	3×	6×	10×	16×	2×	4×	7×	11×
Welcome bonus	5,000 pts	25,000 pts	125,000 pts	700,000 pts	10,000 pts	60,000 pts	120,000 pts	300,000 pts
Opening credit line	§8,000	§34,000	§190,000	§1,300,000	§9,000	§28,000	§95,000	§260,000
Maximum credit line	§32,000	§136,000	§950,000	§13,000,000	§36,000	§112,000	§475,000	§1,560,000
APR	20.9%	17.9%	13.9%	7.9%	21.9%	18.9%	16.9%	14.9%
Bank balance to qualify	None	§1,500	§10,000	§45,000	None	§1,000	§5,000	§15,000
Lounge access		4 passes / year	Unlimited + guest	Unlimited + guest	Unlimited + guest	Unlimited + guest	Unlimited + guest	Unlimited + guest
Concierge			24/7 Reserve desk	Centurion concierge
Custom embossing
Availability	Apply today	Apply today	Apply today	§1,000,000 lifetime	Apply today	Apply today	Apply today	Apply today
Signature perks	3× points on every § you spend — no categories to activate §0 annual fee, for life §8,000 opening line, grows to §32,000 20.9% APR and no foreign transaction fees Instant approval with any Paradise Bank account	6× points at Regal, Ritz-Carlton, Waldorf & The VERD §34,000 opening credit line §400 annual dining credit + §200 VERD court credit Trip and purchase protection on every § charged Priority seating holds at The Championships	10× points universe-wide — no category caps §190,000 credit line, grows to §950,000 §1,200 annual travel credit + unlimited PAR lounge access Stadium Court and VIP auditorium concierge 24/7 Reserve desk, private branch entry at Emerald Plaza	16× points on every § charged, universe-wide §1,300,000 opening line, grows to §13,000,000 7.9% APR — the lowest rate written in the PAR Universe Centurion concierge, private aviation desk and Colosseum box access	2× Lambda Miles on Lambda Airlines, 1× everywhere else §0 annual fee, for life First checked bag free on every VER–SAN itinerary 20% back as a statement credit on inflight purchases 10,000 bonus miles after your first flight	4× Lambda Miles on Lambda Airlines and Costa Mesa hotels Priority Zone 2 boarding for you and eight companions First checked bag free plus §200 annual Lambda flight credit §28,000 opening credit line 60,000 bonus miles after §5,000 charged	7× Lambda Miles on Lambda Airlines, 3× on dining and hotels Annual round-trip companion certificate, VER ⇄ SAN Four Lambda Sky Club day passes each membership year §95,000 credit line, growable to §475,000 Free first and second checked bags, Zone 1 boarding	11× Lambda Miles on Lambda Airlines, 4× universe-wide Unlimited Lambda Sky Club access at PVER and PSAN First-class companion certificate each year §260,000 opening line, grows to §1,560,000 Automatic Diamond Medallion status and upgrade priority

Head-to-head vs Gassiot

Same tier. Better terms.

Every Paradise Express card is priced and earned against its direct Gassiot rival. Points are also worth more: §0.018 per Paradise Point vs §0.015 per Gassiot Point.

Verde CashvsGassiot Flex

Points per §3×2×

Annual fee§0§0

Opening line§8,000§7,500

APR20.9%23.9%

Welcome bonus5,000 pts4,000 pts

No rotating categories to activate.

Solaris GoldvsGassiot Lapis Preferred

Points per §6×4×

Annual fee§250§195

Opening line§34,000§32,000

APR17.9%19.9%

Welcome bonus25,000 pts20,000 pts

Higher earn, bigger line, lower APR.

Obsidian ReservevsGassiot Lapis Reserve

Points per §10×9×

Annual fee§1,595§1,450

Opening line§190,000§180,000

APR13.9%15.9%

Welcome bonus125,000 pts110,000 pts

10× flat, §400 cheaper a year.

Noir CenturionvsGassiot Palladium

Points per §16×14×

Annual fee§5,900§6,500

Opening line§1,300,000§1,250,000

APR7.9%8.9%

Welcome bonus700,000 pts600,000 pts

Invitation §500,000 sooner.

Invitation thresholds: Noir Centurion opens at §1,000,000 lifetime charged. Gassiot Palladium waits until §1,500,000.

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